Inspection report for the insurer — what it contains

Knowledge base

Inspection report for the insurer — what it contains

What a cargo inspection report for the insurer should contain: photo documentation, fitness assessment and conclusions.

An inspection report for the insurer documents the state of the cargo after an incident and serves as evidence when filing a claim. It contains a description of the circumstances, photo documentation, an assessment of the goods’ fitness for sale or consumption, and conclusions on the next steps — repack, distribution or withdrawal.

What the report contains

  • Description of the incident and cargo identification.
  • Photo documentation before and after inspection.
  • Assessment of fitness for sale or consumption.
  • Actions performed — repack, pallet rebuilding.
  • Conclusions and recommendations for client and insurer.
Fitness assessment is the conclusion on whether goods can safely re-enter circulation or must be withdrawn.

For food, the report covers safety and traceability (Regulation (EC) No 178/2002). See cargo inspection.

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