Scope of liability: OCP 1m EUR vs CARGO

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Scope of liability: OCP 1m EUR vs CARGO

How carrier OCP liability differs from CARGO insurance and why we recommend CARGO for high-value goods.

OPTIMUS TRANSPORT holds carrier OCP liability cover of EUR 1,000,000. OCP is the carrier civil liability insurance, working within the limits of its liability under the CMR Convention and carriage law, with caps and exclusions. CARGO insures the goods themselves, regardless of the carrier fault, and can cover risks outside OCP.

OCP vs CARGO

  • OCP EUR 1m - carrier liability within CMR limits, with caps and exclusions.
  • CARGO - protection of the goods regardless of carrier fault, including risks beyond OCP.
  • High-value goods - we recommend adding CARGO.
The 8.33 SDR/kg limit in Article 23 of the CMR Convention caps the carrier compensation by the weight of the goods, so for expensive cargo OCP alone may not cover the full value.

We advise on the right cover for your cargo. See services and warehousing. General information, not legal advice.

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