OCP is road carrier liability insurance: it protects the carrier within the scope of its liability under the CMR Convention and carriage law, with limits and exclusions. CARGO is property insurance, that is the cargo itself in transit: it works regardless of carrier fault and can cover risks beyond the carrier liability.
Key differences
- OCP protects the carrier within its liability (CMR Convention, carriage law).
- OCP has limits and exclusions, so not every loss is covered.
- CARGO insures the cargo regardless of carrier fault.
- CARGO can cover risks the carrier is not liable for.
The CMR Convention governs the contract for international carriage of goods by road and sets the scope and limits of carrier liability.
OPTIMUS TRANSPORT holds carrier liability (OCP) insurance of EUR 1,000,000, and for high-value goods we offer additional CARGO cover. General information, not legal advice. See services and destinations.
