Cargo insurance protects the goods themselves regardless of whether the carrier is at fault for the loss. It covers risks beyond carrier liability (OCP), including some accidental events, with the sum insured set from the value of the goods. It complements the carrier’s liability cover, which at OPTIMUS TRANSPORT is EUR 1,000,000.
Worth knowing
- Cargo protects the goods; OCP answers for the carrier’s fault.
- The sum insured is based on the cargo value.
- It covers risks outside OCP, including some accidental events.
- It works best as a top-up to an OCP policy.
OCP is the carrier’s civil-liability insurance; it responds where the carrier is at fault for the loss.
Confirm the scope in the policy terms; this is general information, not legal advice. See OCP vs cargo and services.
